Savings calculator

What could Karen claw back for you?

Answer a few quick questions for an illustrative estimate of what Karen could go after on your behalf. It's based only on what you enter, and it's not a guarantee.

Know your numbers? Answer below. Not sure?

Paid subscriptions you barely use

Surprise fees, late fees or overdrafts in the last year

Flights cancelled or badly delayed in the past year

Refunds or disputes you gave up on

Your monthly phone, internet & TV bill (optional)

Default figures are general national averages: streaming-service price from Deloitte's Digital Media Trends (2025); average credit-card late fee from the U.S. Consumer Financial Protection Bureau (2022); average domestic airfare from the U.S. Bureau of Transportation Statistics (2025 annual); average U.S. disputed-charge value from a Mastercard report by Datos Insights (2025); average phone/internet/TV spend from the U.S. Bureau of Labor Statistics Consumer Expenditure Survey (2022). The one-flight preset reflects U.S. DOT data showing nearly 1 in 4 flights arrived late, were cancelled, or were diverted in 2025. These are a starting point only and may not reflect your situation. Edit any field to personalize your estimate.

Karen AI is not a law firm and does not provide legal advice or legal representation. It is a self-help tool that helps you prepare and send your own documents and disputes. Karen AI is not a substitute for a licensed attorney. Any figure shown here is an illustrative estimate based on the information you entered, not a guarantee. Actual results vary and depend on your specific bills, providers, and circumstances. Karen AI cannot promise any particular savings or outcome.