How to Cancel Life Time in 2026

To cancel a Life Time membership, log in at my.lifetime.life or open the Life Time app, open your membership details, and submit a cancellation request. You can also email your club or go to the member services desk in person. Life Time requires advance notice, commonly 30 days, and you keep access and keep paying through that notice window, so time your request before your billing date.

Short answer: Cancel Life Time online, in the app, by email, or in person, but you must give notice. You will not walk away the same day. You pay through the notice period, so submit early and get your end date in writing.

Last updated: June 2026.

The detail that costs people money: Life Time is not a same-day cancel. It runs on a notice period, commonly 30 days, measured from the day they receive your request. Your membership stays active and billable through that window. If your request lands right after your monthly billing date, you can eat another full cycle before the notice even runs out. Submit before your next billing date, not after.

Where do you actually cancel Life Time?

Life Time's own help pages list cancellation as available online or in the app, by email, and by visiting the club. This is a direct-billed health club membership, so Life Time charges the card or bank account on file. It is not billed through the Apple App Store or Google Play, which means you cannot cancel it from your phone's subscription settings. You cancel through Life Time itself.

Two things to know before you start. First, when you open your membership settings, Life Time often routes a cancel into a request or a conversation with member services rather than a single self-serve button, and it pushes retention offers hard along the way. Second, the notice period is the real trap, not the button. Verify the current steps and your exact notice period on Life Time's site and in your agreement, because terms change.

How do I cancel Life Time online or in the app?

This is the path most people want. Have your login and member ID ready.

1. Log in at my.lifetime.life or open the Life Time app.
2. Go to your account and open your membership details or membership settings.
3. Look for the option to change or cancel your membership. Life Time may send you to a request form or connect you with member services.
4. Submit the cancellation. Note that the notice period, commonly 30 days, starts from the date Life Time receives your request, so your end date is set from today, not next month.
5. Decline the retention offers. Life Time will pitch suspending your access or switching to a cheaper Life Time Digital plan. Say no if you want out.
6. Get the exact effective end date and a written or email confirmation. Save it.

If the online flow stalls, dead-ends, or refuses to give you a clear end date, do not keep circling. Switch to email or in person, which both leave a paper trail.

How do I cancel Life Time by email or in person?

Use these when the app will not finish the job, or when you just want a dated record that you asked to cancel.

By email

1. Email your home club or Life Time member services. You can find the contact through your account or by calling 888-430-6432 to confirm the right address.
2. State clearly: "I am cancelling my membership. Please confirm my effective end date in writing." Include your full name, member ID, club, and the phone and email on your account.
3. Keep the sent email and any reply. That is your proof and your timestamp.

In person

1. Go to your club's member services desk with a photo ID.
2. Ask to cancel and sign the cancellation request. Do not accept a verbal "we'll take care of it."
3. Ask for the effective end date in writing and a copy or emailed confirmation before you leave.

Does Life Time make it hard to leave?

It leans on retention, not a wall. Expect two offers. One is to suspend your club access for a stretch instead of cancelling. The other is to convert you to a Life Time Digital membership at a lower monthly fee, often around $15. Those keep you as a paying member. If your goal is to stop paying, decline both and hold the line on a full cancellation with a confirmed end date. Illustrative example. Results vary and are not guaranteed.

Which Life Time cancellation method should I use?

Do I keep access to Life Time after I cancel?

Yes. You keep club access through the notice period, and that period is what you are paying for. Your membership ends on the effective date Life Time sets, not the day you click cancel. Because dues are generally prorated to the effective termination date, you should not owe a full month past your end date, but you will owe the notice window. That is why timing beats speed here. Submit before your billing date so the notice period overlaps time you were paying for anyway, instead of triggering a fresh charge.

Can I get a refund from Life Time after cancelling?

For a normal cancellation, there is usually nothing to refund. You gave notice, you kept access, you paid for that access. A refund conversation only makes sense when something went wrong: a charge after your confirmed end date, a double charge, or a charge for months after Life Time said you were done.

1. Pull your proof: the confirmation email, signed request, or app screenshot showing your effective end date.
2. Ask member services in writing to refund any charge that hit after that date, and give them a deadline.
3. If they stall or refuse and the charge was clearly wrong, dispute it with your card issuer. Here is what to do when a company won't refund you.

What if Life Time keeps charging me after I cancel?

You have moves. First, be sure the charge is actually wrong and not just the notice period you agreed to. Once you are past your confirmed end date, extra charges are fair game.

1. Send a written demand. Reference your effective end date and attach your proof. Give them a firm deadline to stop billing and refund the wrong charge.
2. Dispute the charge with your card issuer. Under the federal Fair Credit Billing Act, you generally have 60 days from the statement showing a billing error to dispute it in writing. A charge after a valid cancellation can qualify. Here is how to dispute a credit card charge step by step.
3. File a complaint. Your state attorney general and the FTC at reportfraud.ftc.gov take gym-billing complaints.
4. Do not just kill the card and walk. Cancel properly first. Blocking the card without a real cancellation can leave the membership active and the balance chasing you.

What are my rights on auto-renewal and recurring charges?

Around 30 states have their own automatic-renewal laws, and some require clear cancellation paths and notice before a renewal. The federal FTC "click to cancel" rule was vacated by a court in July 2025, so it is not currently in force, but state laws and the Fair Credit Billing Act still protect you. None of this is legal advice. It is the factual lay of the land. Verify current terms on Life Time's site, because terms change.

How much does it cost to cancel Life Time?

Cancelling a standard month-to-month membership does not carry an early-termination fee. The real cost is the notice period you still owe. One fee worth flagging: removing a single person from a multi-member membership can carry a small service charge, commonly around $10, rather than a full cancel. Illustrative example. Results vary and are not guaranteed. Confirm your own numbers on your membership agreement, since plans and clubs vary.

Common questions

Can I cancel Life Time online or in the app?

Life Time's own help pages list cancellation as available online or in the app, by email, and by visiting the club. Log in at my.lifetime.life or open the app, open your membership details, and look for the change or cancel option. If you do not see a clear cancel button, submit by email or go to your club's member services desk. Verify the current path on Life Time's site, because terms change.

What is the Life Time cancellation notice period?

Life Time requires advance notice, commonly reported as 30 days. Your membership stays active through that window and you pay for it. Your effective end date is measured from the day Life Time receives your request, so submit early. Confirm your exact notice period in your membership agreement.

Do I keep access to Life Time after I cancel?

Yes. You keep club access through the notice period, which you are paying for, and your membership ends on the effective date Life Time sets. Cancelling does not shut off access the same day.

Is Life Time billed through the App Store or Google Play?

No. A Life Time club membership is billed directly by Life Time to the card or bank account on file, not through Apple or Google. That means you cancel through Life Time, not through your phone's subscription settings. A separate Life Time Digital or app-only product could differ, so check where the charge actually comes from.

Will Life Time try to talk me out of cancelling?

Expect it. Life Time commonly offers to suspend your access or convert you to a Life Time Digital membership at a lower monthly fee, often around $15, instead of a full cancel. Illustrative example. Results vary and are not guaranteed. If you want to leave, decline the offers and confirm your cancellation and end date in writing.

What if Life Time keeps charging me after I cancel?

First separate the notice period from an actual error. Dues during the 30-day notice are expected. Charges after your confirmed end date are not. Send a written demand with your confirmation, then dispute the charge with your card issuer. Under the Fair Credit Billing Act you generally have 60 days from the statement to dispute a credit card billing error in writing.

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Karen is not affiliated with Life Time. Karen is a self-help tool, not a law firm, and does not provide legal advice. Verify current terms on Life Time's site, because terms change.